Insurance + Fees

In Network Providers

  • CGS Medicare

  • BHS (Behavioral Health Systems)

  • Medical Mutual
    Ohio Bureau of Workers' Compensation (BWC)
    Caresource (Just4Me & Marketplace Plans only, not ​Medicaid plans)

  • Ohio Healthy Network/Ohiohealthy Preferred Health Ohio Network
    OhioHealth Group Network

  • UBH (United Behavioral Health)

  • UHC (UnitedHealthcare)

  • Health Ohio Network

  • UnitedHealthcare Student Resources- Ohio State University (tier 3 provider) & University of Cincinnati (Contact us to check on your benefits and cost per session for these plans)

  • UnitedHealthcare Exchange/Marketplace plans- Starting in 2023

  • Optum

  • Oscar (Some plans, we will verify for you)

  • TeamCare (Must say MedMutual on the front of insurance card)

  • UMR

  • PNOA (Provider Network of America)

Out of Network Providers

  • Cigna

  • Aetna

  • Tri-Care/Humana Military

  • Anthem Blue Cross & Blue Shield

  • We do not accept any type of Medicaid plans.

Fees for each session vary based on many factors including if we are in network or out of network with your insurance company, if you have a copay, deductible, etc.

Still Waters is very prompt with giving a fee estimate per session. If you email us at info@stillwatersllc.com with your first and last name, date of birth, insurance company name, and ID number- we will send you a cost estimate per session typically within one day with the exception of the weekends.

  • Cash

  • Checks

  • HSA (Health Savings Account)

  • FSA (Flexible Spending Account),

  • Visa, MasterCard, AmericanExpress, and Discover.

Forms of Payment

If your insurance company is out of network, they still may cover all or a portion of your counseling sessions!! If you are a new client and your insurance company is on the out of network list above (or in network)- email info@stillwatersllc.com with your:

Insurance company name
Your first and last name
Date of Birth
Insurance ID Number

You will receive an email back within 24-48 hours with the exception of the weekends with a breakdown of what your cost would be per session.

No Surprise Act + Good Faith Estimate

Under the law, health care providers need to give clients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services. You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service, or at any time during treatment. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, or how to dispute a bill, see your Estimate, or visit www.cms.gov/nosurprises.